What is Cosmetic Nurse Malpractice Insurance?
Malpractice insurance for cosmetic nurses, also known as plastic surgery nurses or aesthetic nurse practitioners, includes coverage for healthcare professionals assisting with cosmetic procedures and recovery. Cosmetic nurse liability insurance gives nursing professionals the peace of mind necessary to perform daily job functions without fear of legal ramifications. Our policy is designed to protect the personal assets and reputation of our clients in the event of a lawsuit.
What Risks Do I Face as A Cosmetic Nurse That Warrants Malpractice Insurance?
Cosmetic nurses are RNs with comprehensive, specialized training in cosmetic procedures such as Botox injections, collagen replacement therapy, sclerotherapy, microdermabrasion, chemical peels, photofacials, or tattoo removal. This specialized training increases the risk of being named in a medical malpractice lawsuit, as well as the need to have professional malpractice insurance for cosmetic nurses. Aesthetic nurses could be held accountable in a medical malpractice lawsuit just for being in the room or acting as a liaison between patient and doctor, whether the task at question was of their doing or not. The best protection from any kind of malpractice or negligence claim is to have an individual policy that is separate from an employer’s policy.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Do I Need Cosmetic Nurse Malpractice Insurance?
Due to the serious and confidential nature of the cosmetic healthcare industry, having comprehensive, individual malpractice insurance for cosmetic nurses is imperative. Our cosmetic nurse insurance provides coverage for legal damages that would otherwise need to be paid out of the personal finances of the healthcare professional. This protection gives cosmetic medical services providers assurance that they are protected if a medically covered incident occurs, whether the accusations prove to be true or not.
CM&F Cosmetic Nurse Insurance Coverage
For over 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. CM&F is known for affordable insurance that delivers the best coverage on the market in the most simple way possible.
Your personal liability insurance policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.