PT Group Liability Insurance
CM&F is a PTPN Preferred Vendor for professional liability insurance. CM&F offers the most competitive pricing on both Occurrence and Claims Made coverage forms, get your quote and start saving online today!
PTPN is committed to furthering the advancement of physical therapy clinics in many ways, including through cost savings, growth opportunities, and risk protection. Recognizing the same commitment through CM&F’s offering of affordable and comprehensive PT malpractice insurance, PTPN recommends members use CM&F to access tailor-made PT insurance solutions that are over 50% cheaper than other liability insurance providers in the market.
With some of the lowest costs on the market, and the ability to practice telehealth/telemedicine under one policy, CM&F makes getting the right physical therapist liability insurance coverage easy. Practice virtually or in-person without fear of litigation, knowing CM&F has your back.
Reliable Malpractice Insurance Made Easy
For over 30 years, we have been insuring Physical Therapy groups and individual therapists with an easy-to-obtain, affordable, comprehensive liability insurance plan. Our physical therapy liability insurance is tailored to your specific needs, designed to protect your assets, as well as your reputation.
You should be able to do your job or run a clinic without constant fear of litigation. CM&F policies are portable, and will go wherever you go, ensuring you are always protected. Having CM&F as your liability insurance provider allows you to devote all your attention to your practice or clients, and to ultimately provide them a better experience.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage
- Sexual Misconduct Defense
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage
- Telemedicine Coverage
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments
Why Should I Choose CM&F?
Family owned since 1919, CM&F believes in great products, better technology and the best service. As a PT Group, you don’t need to spend a fortune or sacrifice your coverage to protect yourself from liability claims. CM&F offers the most competitive PT Group liability policy in the market through one of the largest and most reliable insurance carriers. The insurance company and policy you rely on matters if you are ever faced with a liability claim, which is why CM&F offers an Occurrence policy with Legal Defense Costs paid in addition to your policy limits. Most importantly, our policy guarantees that the insurance company will never settle a claim without your full consent as the insured, ensuring that your professional integrity is never sacrificed. Compare your policy today and you will see immediately why so many of your colleagues are turning to CM&F.
Industry Leading Customer Service
At CM&F Group, we believe in investing in the best technology so we can allow our clients to get what they need when they need it, without delay. However, we also believe in providing our clients with access to real people who answer the phone…in fact, we routinely answer over 99% of our calls every day.
Put Some Money Back In Your Pocket
Our rates can be more than 50% cheaper than some of our larger competitors and our online application process saves you time by allowing you to quote and purchase your policy online.
Strong And Stable Insurance Carrier
Our program is underwritten by top-rated Medical Protective, rated A++ (Superior) by A.M. Best. As the nation’s oldest provider of healthcare malpractice liability insurance, Medical Protective has been protecting the assets and reputations of healthcare providers for over 100 years.
Frequently Asked Questions
PT Malpractice Insurance Coverage
CM&F’s policies bring clients up to a 50% average annual savings.