The CM&F Difference
With an average savings of 10% or more, CM&F has the best-priced liability insurance for behavior therapists including coverage that is more comprehensive than other options on the market from our competitors.
Not only do we have the highest-rated policies, easy-to-use technology and an exceptional customer service team, but we’ve been protecting healthcare professionals with malpractice insurance since 1947.
Outstanding Services
Fully staffed customer support center with knowledgeable agents providing online and phone support.
Carrier Strength
Our program is underwritten by the nation’s oldest provider of healthcare malpractice liability – Medical Protective, rated A++ (Superior) by A.M. Best.
Quote & Buy With Ease
Our products are online and fully automated. Be on your way in minutes with evidence of coverage in hand using our quick and easy online application.
Average Savings of 10% or More!
24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracting Assignments
Coverage Benefits
CM&F
Competitors
Price
The price you are quoted is the final price for our most comprehensive coverage. There are no hidden fees for membership or complex add-ons.
$125
$137
Minimum + Additional Fees
Defense Costs in Addition
Unlike many insurance carriers, which include the legal costs inside the per claim limit, CM&F pays all legal fees in addition to the indemnity payment.
Yes
Varies
Consent to Settle
Most liability and malpractice insurance policies DO NOT require the insured’s consent to settle in a suit. Not only does CM&F require the insured’s consent, but CM&F will pay defense costs to fight the claim, as well as pay the full claim regardless of the outcome.
Yes
No
Sexual Misconduct
Recognizing the hands-on nature of healthcare services, CM&F offers up to $25,000 in defense coverage for any sexual misconduct claims.
Included
Additional fee, if offered
Cost for Additional Insured?
Add an additional insured entity or individual to be covered under your policy
Free
Additional fee per additional insured
Speed of Coverage
How long does it take for your policy to be in effect?
Available Online Immediately
Days
View all coverage benefits included in our liability insurance for behavior specialists
Apply now for a free, no obligation quote today to see how much you could be saving with CM&F!
There's No Comparison
QUALITY
A++ Rated Insurance Protection
TRUST
We Promise to Never Make You Settle
SERVICE
Direct Contact Line To Our Team
Peace of Mind While You Practice
CM&F is not your typical insurance provider. We have been in the business of protecting healthcare providers since 1919, and have always been ready to support our clients. As the healthcare industry has had to evolve over the years, the professional liability insurance providers also have had to change. No matter the change or cause, CM&F has continually advocated for full liability protection at an affordable cost by profession by state.
It’s never been easier to get a quote or apply for physical therapy malpractice insurance. You can go into our application portal anonymously, answer a few questions and get an instant, no-obligation quote. The rate you see is the rate you will pay based on the questions you answered. We’re known for affordable physical therapist insurance that does the job simply. Get a quote today!
