What is Laboratory Technologist Malpractice Insurance?
Malpractice insurance for laboratory technologists offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses or even claims of mental anguish or pain and suffering. Malpractice insurance for lab technologists is necessary as it allows providers to carry out their duties without fear of litigation.
What Risks Do I Face as a Lab Technologist That Warrants Malpractice Insurance?
Lab technologists analyze samples of blood, tissue, and body fluids to determine chemical content, cell count, drug levels, or blood type. They also search for microscopic organisms like bacteria and parasites. The results of these tests can have significant ramifications in diagnosing things such as diseases and cause of death. Because of the sensitive and significant nature of the profession, lab technologists can find themselves at the center of malpractice claims. To prevent suffering from devastating financial and career damages, all technologists should have an appropriate form of malpractice insurance.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Do I Need Lab Technologist Liability Insurance?
Relying solely on an employer’s lab technologist malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. Having separate lab technologist liability insurance from your employer is important because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable lab technologist liability insurance at a reasonable cost. CM&F’S liability insurance for lab technologists is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.
Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.
CM&F Lab Technologist Liability Insurance Coverage
CM&F’s professional liability insurance for lab technologists is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for lab technologists, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.
Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Don’t be exposed in your professional career. Get professional liability coverage through CM&F today!
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CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive