What is Health and Wellness Professional Malpractice Insurance?
Health and wellness malpractice insurance, also known as health and wellness liability insurance, is financial protection designed to cover judgements, settlements, along with legal expenses of health and wellness professionals in the case of a malpractice lawsuit. In the event of a malpractice claim, whether the accusation is true or not, health and wellness professionals could be expected to pay large amounts in judgement, settlement or legal fees. The best protection against a financially damaging lawsuit and high legal fees is medical malpractice insurance. As a health and wellness professional, your employer’s group liability policy may prioritize their interests over yours. Owning your own individual health and wellness insurance policy, IN YOUR OWN NAME, will protect you, your family and your career, as well as your hard-earned personal assets.
What Risks Do I Face That Warrants Health and Wellness Malpractice Insurance?
Health and wellness professionals counsel clients and patients on nutritional, health issues or other wellness concerns. Estheticians, electrologists, and hydro therapists advise people on specific health areas in order to lead a healthy lifestyle or achieve a specific health-related goal. Due to the various responsibilities of these occupations, having the right amount of health and wellness malpractice insurance coverage is essential. The important work of these professionals means there is risk of potential negligence claims.
CM&F Offers Malpractice Insurance to the Following Health and Wellness Professionals:
- Dietitian Malpractice Insurance
- Electrologist Malpractice Insurance
- Esthetician Malpractice Insurance
- Facialist Malpractice Insurance
- Massage Therapist Malpractice Insurance
- Nail Technician Malpractice Insurance
- Nutritionist Malpractice Insurance
- Rolfer, Heller, Structural Body Worker Malpractice Insurance
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Will My Malpractice Insurance Cover Telehealth?
CM&F’s professional liability insurance for health and wellness professionals includes telehealth malpractice coverage, so long as you are providing services within your scope of practice according to the relevant laws.
With telehealth becoming more and more prevalent, understood, and in-demand from patients, CM&F recognizes the importance of telehealth malpractice coverage. There is no need to add-on additional coverage or be charged more for the coverage. If you have a health and wellness liability insurance policy with CM&F Group, you will be covered 24/7 no matter the employer or method of patient care delivery – virtual and/or in-person. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.
Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.
Why Buy Health & Wellness Malpractice Insurance Coverage From CM&F?
Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!
For more than 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of health & wellness professionals across the US. No matter what your health and wellness profession is, the dedicated service professionals at CM&F will ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of wellness and beauty malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.
We provide employer liability insurance for healthcare groups or clinics. So we know first hand that should a claim arise, unless the policy is YOUR OWN your interests could be viewed as secondary to the employer, clinic or office who owns the policy.
Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.
Find Out Why The Best Organizations And Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive