What is Mental Health Professional Malpractice Insurance?
Mental health professional malpractice insurance, also known as professional liability insurance, is financial protection designed to cover judgements, settlements, along with legal expenses in the case of a malpractice lawsuit. In the event of a malpractice claim, whether the accusation is true or not, mental health professionals could be expected to pay large amounts in judgement, settlement or legal fees. The best protection against a financially damaging lawsuit and high legal fees is medical malpractice insurance. As a mental health professional, your employer’s group liability policy may prioritize their interests over yours. Owning your own individual malpractice insurance policy, IN YOUR OWN NAME, will protect you, your family and your career, as well as your hard-earned personal assets.
What Risks Do I Face That Warrants Mental Health Malpractice Insurance?
Mental health professionals work extensively with individuals in need of some sort of help, whether that be therapy or counseling. If an accident or mistake were to occur during an interaction with a client, mental health professionals could find themselves at the center of a malpractice claim. Whether they are at fault or not, individuals could be responsible for large legal or settlement fees. The best form of protection against harmful allegations is to have the appropriate form of malpractice insurance coverage.
CM&F Offers Malpractice Insurance to the Following Mental Health Professionals:
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Will My Malpractice Insurance Cover Telemedicine?
CM&F’s malpractice insurance for mental health professionals includes coverage for telemedicine malpractice, so long as you are providing services within your scope of practice according to relevant laws in your state.
With telemedicine becoming more and more prevalent, better understood, and in-demand by patients, CM&F recognizes the importance of telemedicine malpractice insurance. There is no additional cost for telemedicine malpractice coverage. When you purchase a mental health professional malpractice insurance policy from CM&F Group, you will be covered 24/7 no matter where you work or method of patient care delivery – virtual and/or in-person. There is no additional charge for this coverage. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.
Why Buy Mental Health Malpractice Insurance Coverage From CM&F?
Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!
For more than 25 years, CM&F Group has been protecting mental health professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of professionals across the US. CM&F is a provider of mental health malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.
We provide employer liability insurance for healthcare groups or clinics. So we know first hand that should a claim arise, unless the policy is YOUR OWN your interests could be viewed as secondary to the employer, clinic or office who owns the policy.
Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.
Find Out Why Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive