What is Nurse Practitioner Malpractice Insurance?
Malpractice insurance for nurse practitioners protects NPs in the event of a medical malpractice lawsuit. Also called professional liability insurance, NP malpractice insurance policies protect nurse practitioners against legal claims arising from real (or alleged) errors, omissions or negligence that may arise from their professional full-time, part-time or contract nursing duties. But the cost of a malpractice judgement or settlement is not the only cost that should be covered by the best professional liability insurance policies. The mere cost of defending against a malpractice lawsuit can be expected to run into the tens of thousands of dollars. That defense cost, or the cost of defending against a Board of Nursing (BON) complaint, should be covered by the nurse practitioner malpractice insurance policy.
Do Nurse Practitioners Need Their Own Malpractice Insurance?
Nurse practitioners are part of a professional medical team that can diagnose, treat, and in many states, prescribe medication to patients. Nurse practitioners’ increasing autonomy can make an NP more vulnerable to the threat of a direct malpractice lawsuit or from being included in a lawsuit directed at another medical professional in their team. As a result, with such added responsibility comes the need for a comprehensive nurse practitioner liability insurance policy. Given the increasing risk, the best form of protection is to own an individual malpractice insurance policy – in the NP’s own name.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Will My Malpractice Insurance Cover Telemedicine?
NP professional liability insurance through CM&F includes telemedicine malpractice insurance coverage, as long as you are providing services within your scope of practice according to relevant laws in your state.
With telemedicine becoming more and more prevalent, better understood, and in-demand by patients, CM&F recognizes the importance of telemedicine malpractice insurance. There is no additional cost for telemedicine malpractice coverage. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.
Why Buy Nurse Practitioner Insurance Coverage From CM&F?
Thousands of professionals have trusted us with their careers for over a century and it’s easy to understand why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings for financial stability!
For over 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. CM&F is committed to protecting the livelihood of NPs across the US. CM&F’s dedicated customer service professionals will help you understand the best choices for your professional needs and ensure that your career is protected by an industry-leading malpractice insurance policy. CM&F is a provider of nurse practitioner professional liability insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.
We provide business liability insurance to nurse practitioner groups, as well as other healthcare groups, so we know first hand that should a claim arise, unless the policy is IN YOUR OWN NAME, your interests could be viewed as secondary to the employer, clinic or office who owns the policy.
Your personal liability insurance policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered. Select your profession from our professional liability insurance directory or contact us for more information!
There's No Comparison To CM&F
QUALITY
Our program is underwritten by MedPro Group, who boasts an unsurpassed financial strength rating of A++ (Superior) by A.M. Best, and is the longest-standing provider of healthcare malpractice coverage in the nation.
TRUST
We promise to never make you settle. Most companies do not include the full consent to settle clause. We do because we stand behind our promise to always have your back.
SERVICE
We offer direct lines of contact to our fully staffed customer support center with experts that can provide either online or phone support
Find Out Why The Best Nurse Organizations And Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive